Agree and Submit
If applying for a personal loan, I/We agree to any fees or
charges required by CUA to be financed within the loan (including a $120
Establishment fee and $90 Security Administration fee if applicable).
If applying for an overdraft, I/we agree to pay any fees or charges required by CUA (including a $120 Establishment fee).
I/We certify that I/we can afford this loan/s without enduring substantial hardship.
I/We agree to CUA providing a copy of my/our loan approval letter and/or documentation to my/our solicitor.
Service Nomination Declaration
As your loan is in joint names, you may nominate one borrower to receive statements and notices on the account. If you do not nominate one borrower, ALL borrowers named on the loan will receive statements on the account.
If a person other than the first named borrower on the loan account is nominated to
receive statements, statements will also continue to be issued to the first named borrower on the loan.
to receive notices and other documents under the consumer credit code on behalf of
all of us.
Each of the persons signing this loan application is entitled to receive a copy of any notice or other document issued under the Consumer Credit Code. By completing this service nomination declaration you are giving up the right to be provided with information directly from CUA. Any person who has signed this form can advise CUA at any time, in writing, that they wish to cancel their nomination and accordingly wish to directly receive a copy of any notice or other document under the Consumer Credit Code.
Important Notice
Each of the persons signing this loan application is entitled to receive a copy of any notice or other document issued under the Consumer Credit Code. By completing this service nomination declaration you are giving up the right to be provided with information directly from CUA. Any person who has signed this form can advise CUA at any time, in writing, that they wish to cancel their nomination and accordingly wish to directly receive a copy of any notice or other document under the Consumer Credit Code.
Credicover loan protection insurance
I/We am/are Australian residents and within the 18-59 age limits.
For Disablement or Involuntary Unemployment cover - I/We
am/are working on a permanent and continuous basis for wages or income, for a minimum of 20 hours every week and I/we am/are not in employment of a seasonal, casual, temporary or non-renewable contract nature.
I/We understand in relation to Disablement and Involuntary
Unemployment cover any illness, injury or condition known to be present in the six (6) months preceding the commencement date is excluded from cover.
I/We understand that in relation to Life cover any illness,
injury or condition known to be present in the 12 months preceding the commencement date is excluded from cover.
Insurance is optional. I/We understand that I/We cannot be required to buy this insurance.
I/We have read the Product Disclosure Statement and Policy Wording prior to entering into this Contract of Insurance.
Your Credicover Policy is provided by
Credicorp Insurance Pty Ltd ABN 50 069 196 756, AFSL No. 238 335.
The Disability and Involuntary Unemployment component of this policy is
underwritten by Credicorp Insurance Pty Ltd ABN 50 069 196 756, AFSL No. 238 335, which is
a wholly owned subsidiary of Credit Union Australia Ltd ABN 44 087 650
959, AFSL and Australian Credit Licence 238 317. The Life Insurance component is issued by
arrangement with CGU Insurance Limited ABN 27 004 478 371, AFSL No. 238
291 (CGU). CGU holds an insurance policy issued by The National Mutual
Life Association of Australasia Ltd ABN 72 004 020 437, AFSL No. 234649,
a member of AMP Group on trust for Credicorp Insurance Pty Ltd
customers.
Before making this decision on this product you should read the Product Disclosure Statement and Policy Wording for Credicover Insurance.
You can also obtain a copy of the PDS from CUA or by contacting Credicorp Insurance Pty Ltd on (07) 3365 0289.
CGU Auto Equity Insurance
CGU Auto Equity Insurance is provided by CGU Insurance Limited ABN 27 004 478 371 AFSL No. 238 291 (CGU).
You can get a Product Disclosure Statement (PDS) for this product from any office of CUA or CGU.
You should consider the PDS in deciding whether to buy or hold the product.
CGU Car Insurance
Car insurance is issued by CGU Insurance Limited ABN 27 004 478 371, AFSL No. 238 291.
You can get a Product Disclosure Statement (PDS) for this product from any office of CUA or CGU.
You should consider the PDS in deciding whether to buy or hold the product.
Privacy
I/We declare that the information provided is correct and complete in every detail.
I/We consent to my personal information being disclosed to a credit reporting agency and CUA making enquiries to verify my information provided.
I/we agreed that CUA may collect, use and disclose personal information in accordance with CUA's privacy policy.
I/We understand CUA may use personal information to carry out
appropriate verification of our identity with third parties.
Where I/we
do not already have a CUA membership and deposit account (a
pre-requisite for taking up a CUA personal loan), I/we consent to CUA
opening up the required membership and deposit account once the
necessary identity verification has been completed. Additional membership application forms will be required.